What the heck was kyle thinking when he first off charged the airline ticketsb for his friends to fly down to NYC AND EVEN WORST wrack up $10,000 in cash advances? Did your parents not teach you anything? This is what I would call bad debt. If you could not raise money with investors, don't you think maybe that was your sign that maybe you should rethink all of it? Store buy out okay idea, but poor vision and direction.