I agree that the fees are high. But Ganziano had to agree to these terms! So the bank was doing what it said it would do, and the consumer failed to do what he agreed to do. Later the bank gave in to the complaint, but the bank didn't have to give in. So it is more like "banks beware consumers who won't honor their agreement".

When I checked this morning, America was still a free nation - though it is changing rapidly. Lion-eaters, eat some lion. Non-lion-eaters, don't. If you're worried about the living conditions of the lions, please visit a veal or chicken farm and check out those conditions. Yet people eat lots of veal and chicken. Some of these folks deplore hunting. If you don't hunt, you must either buy meat or go veggie. We were designed to eat meat, though. If you don't want to eat meat certainly you don't have to.

This concept is absurd - "forty people wearing such clothing could purify two meters of airspace in just one minute– if they were all standing in one meter of pavement". It is just a waste of time to pursue this project.

For corn - for getting the dried kernels off of the cob.