Too heavy, they only have those in their houses

makes sense to me.

It shouldn't take that long to play if you play aggressively and actually trade. There used to be a multiplayer version on games.com and it would generally take about 30-40 minutes per game because people played properly (mercilessly screwing each other over).
Your right about the banker always cheating tho!

"human, your device has failed due to your incompetence in setting it up! Fix this immediately with your pokey stick!"