The deficiency is $1080.00 At 10% factor multiply by 1.11111 rounds to $1200 added to both cars $21,800+$1200=$23000*.1=$2300 $600+$500+$1200=$2300 22% flat of the remainder added in and divided by 48 months... $23,000-$2300=$20,700*1.22=$25,524/48=$526 $526 rounded to nearest dollar PIN 0526
At 10% factor multiply by 1.11111
rounds to $1200 added to both cars
$21,800+$1200=$23000*.1=$2300
$600+$500+$1200=$2300
22% flat of the remainder added in and divided by 48 months...
$23,000-$2300=$20,700*1.22=$25,524/48=$526
$526 rounded to nearest dollar
PIN 0526