Those who voted no either have an incredible risk tolerance or are morons. So what if they dont get bailed out? What does that mean to me? Well those of you who are so concerned with their savings, gone. Your credit, gone. Your plans for a retirement, gone. If these institutions fail it will ripple through the economy like the housing craze but with much more devastating results. Your all worried because you think its unfair the investors made money off of the stupidity of others, and now those who were dumb enough to live beyond their means by racking up their credit cards or taking out a second mortgage are going broke and breaking the institutions who underwrote the mortgages and you think these same institutions who had your backs when you said you could afford something you knew you couldn't are crying because you don't think its fair for you to be held somewhat accountable for your own poor judgment? Get real.