I'm lucky, in that I have a decent job with great benefits. I'm slowly paying down my post-divorce debt (moving costs plus all new furniture, it adds up!). I also have family to fall back on if things ever had a real emergency.

Still, things are closer to the bone than I'd like. I wish my debt were gone and I were saving instead. I wish I could eat out more than once or twice a month. All these things are contingent on finding a new, better-paying job, and that's what I think will be harder to do in the next couple of years. It's harder for businesses to get loans to expand, which means it's harder for them to hire more people.

I do count myself lucky, though. If I were someone who risked money on buying an overvalued house, or if I had needed more credit, I'd be in bad shape today, and very very worried about the future.

Not to be a hater, but that's some very poor analysis he does on the web page. For one thing, the points he chooses are approximate, not exactly lining up with the onset of the loudness peaks. I think he's really seeing a ratio of 1.625:1. In musical terms, that would be an accent on the downbeat of a 4/4 measure, and another accent on the fifth 8th-note of the measure. Pretty standard stuff in funk music and many other genres.

If you live in the Bay Area, Trevor has a show opening up on June 1 at the Berkeley Art Museum, all about surveillance - it looks to be awesome.