wow, that was such a great read, its great to see the Subprime Mortgage and Credit Crisis put into language that you can understand and get your head around. I hear it everyday on the news and they never explain (in detail, at least) what caused the problem and who was responsible.
Thanks again.

I remember reading in another book, think it was called something like "shaggy dogs and black sheep", and it said getting fired was from back in the day if a miner was caught stealing from the mine, the boss (or the master, thank you very much) would take the workers tools and throw them in the furnace (ie, firing them) as punishment.