The loan officer has to fill out a VMI (voluntary monitoring information) form when one applies for a loan for their primary dwelling. If the loan officer does not have you fill out the form yourself then they will fill it out based on visual observation or based on surname (if done by phone). It has boxes for sex, ethnicity, race, marital status, and age. It is something congress wanted for statistical purposes.
The loan officer has to fill out a VMI (voluntary monitoring information) form when one applies for a loan for their primary dwelling. If the loan officer does not have you fill out the form yourself then they will fill it out based on visual observation or based on surname (if done by phone). It has boxes for sex, ethnicity, race, marital status, and age. It is something congress wanted for statistical purposes.