Its hard for me to understand. I lost my job earning over 80,000 a year and had to result to now earning 28,000 with two teenage boys and an ex husband taking me back to court to reduce child support that is based on 1999 tax returns...Im at the point of having to sell my house which by all means is not elaborate...but it is our home..Wish I was in that position and If I was would look in the direction of helping a family that is in desperate need.