Student Loans for Kindergarten

Student loan for college? Puh-leeze - that's pedestrian. The new hot trend in education loans is kindergarten student loans.

You read that right. Kindergarten.

Annamaria Andriotis of Smart Money explains:

It used to be that families first signed up for education loans when their child enrolled in college, but a growing number of parents are seeking tuition assistance as soon as kindergarten. Though data is scarce, private school experts and the small number of lenders who provide loans for kindergarten through 12th grade say pre-college loans are becoming more popular. Your Tuition Solution, one of the largest lenders in this space, says demand for the upcoming year is already up: This month, the total dollar amount of loans families requested rose 10% compared to a year ago; at that pace, the company expects its total funding to rise to $20 million for 2012-13.

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